Tag Archives: insurance

Are you a Professional Photographer? Camera Insurance Warning

What constitutes “professional photography”? You might be surprised what the insurance companies definition is …

Lens Craft: A Word of Warning about Insurance

I got my settlement check the other day. The camera was not covered because in their eyes I am a professional. Take head of this story. The insurance companies will use everything in their power not to make good on a claim. to the insurance company I am a professional photographer even though I do not have a business license, I do not depreciate my camera gear as a business expense, and I have never been paid to shoot a picture.

It doesn’t surprise me in the slightest that they will do this but it’s pushing it to say because he had used his photographs on a couple of cafepress t-shirts that he was now a professional. How many insurance companies would even take the time to look at a customers website? How could they be sure that the customer and the website operator were the same person even if their names check out (my insurance company doesn’t even have my email address).

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